Why do people make their financial life so difficult?

I have all these thoughts going threw my head, but, when I sit down to type them out they just seem to disappear. I just can not get my brother-in-law out of my mind. Ron called him since we have been home, but, he still has not called Ron. I still cannot understand how somebody can go threw so much money in such a short period of time. How can somebody put themselves in such a financial dept that they will loose everything? That is what John has done. Why? If there is one thing that my Mother-in-Law & Granny taught me was how to manage money. When we lived in Granny's little house we had to pay rent & all our own bills. Yes, she would give us a break every once in a while, but, we also had to pay her back. We NEVER got anything for nothing. When I was younger I use to wonder why Granny wouldn't let us live in that house free, after all we were family. But, as I got older I started understanding. She wanted us to be able to make our own way & to feel the Pride in all we accomplished. My Mother-in-Law also helped me to understand how important it was to be able to make it on our own. One day I had this phone call to make & just kept putting it off. Elaine sat me down & explained some things that helped me to understand why I had to make that call. Well, I did make the call with her at my side & felt so much better after I did. They were both Great women when it came to understanding the meaning of finances. To both of them I am grateful. To my children, I am so sorry for the hard times we had when you were young children. But, I am also thankful that all of you were able to experience those times, because, it HAS made all of you better adults. I LOVE YOU ALL VERY MUCH.